Disclaimer
Effective Date: September 14, 2026
1. Not a Lender
Lucid Loan Now is a loan-request and loan-matching service. We are not a lender, do not make loans, and do not make credit, underwriting, approval or denial decisions.
2. No Guarantee of Approval
Completing a request does not guarantee approval, funding, any particular loan amount, rate, term, fees or other financial product. A third-party provider may decline a request or make a different offer than the amount or product requested.
3. Third-Party Providers
Your information may be transmitted to, matched with, or reviewed by third-party lenders, lending networks, service providers, advertisers and other partners that may be able to provide a loan or alternative financial product or service. Those third parties control their own products, decisions, terms and disclosures.
4. Rates, Fees and Terms
Actual loan amounts, APRs, fees, repayment periods and funding times are determined by the provider making the offer and may depend on creditworthiness, income, verification results, applicable law and provider requirements. Review the complete provider disclosures before accepting an offer.
5. Credit and Identity Verification
Third parties may independently verify information, obtain consumer reports or conduct identity and fraud-prevention checks when permitted by law and when the required authorization has been provided.
6. Information and Communications
Where you provide the applicable consent, we and participating partners may contact you using the contact information you provide, including by email, telephone, SMS/text message and automated or prerecorded communications, subject to applicable law and the disclosures presented during the request process. Message and data rates may apply.
7. Third-Party Websites
We may redirect you to third-party websites. We do not control those websites or their content, availability, security, products, privacy practices or terms. Review the applicable third party's disclosures before providing additional information or accepting an offer.